Is credit card really necessary? Majority of people would answer a resounding YES!
As for me, I don't think it is really necessary unless you really need to buy stuff in big amount. I only use it to pay for the hotel and when I order my Fitline supplement.
Besides, I usually bring along my credit card when I go traveling. You never know you might need to buy something but you don't have the cash right away.
Anyway, I don't believe in using my credit card to pay for a mere RM100 or so. I prefer to pay in cash.
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